Loan Comparison Hub

Compare loans. Choose smart.

Your trusted loan comparison hub. Real rates, flexible terms, transparent fees.

Rates from
3.49%
Lenders
50+
Decision
Instant
No credit score impact Fast approval Updated daily

Recently added

Consolidation 9.95–29.95%

Instant Finance Debt Consolidation Loan

This loan is best for individuals looking to simplify their finances by consolidating high-interest debts into one manageable payment.

Amount NZ$500–NZ$50k
Term 3–84 mo
Decision Money within 24 hours of approval
Mortgage 4.19–6.39%

SBS Bank Home Loan

This loan is best for those seeking flexible mortgage terms and personalised service from a local bank. It's suitable for first-home buyers and those refinancing their existing mortgages.

Term 6–360 mo
Auto 7.99–24.99%

Harmoney Car Loan

This loan is ideal for those who want to check rates without affecting their credit score and need a loan range between $2,000 to $100,000.

Amount NZ$2k–NZ$100k
Term 36–84 mo
Decision Rate check with no credit score impact
Auto 6.49–12.99%

Westpac Car Loan

Ideal for NZ residents looking for fixed-rate car loans with flexible terms and quick approval.

Amount NZ$2k–NZ$50k
Term 6–60 mo
Decision 1-3 business days
Personal 12.9–19.95%

ASB Personal Loan

This loan is best for borrowers needing substantial funds for projects or debt consolidation with flexible repayment terms.

Amount NZ$2k–NZ$50k
Term 6–84 mo
Auto 9.95–29.95%

Instant Finance Car Loan

This loan is best for those who need quick access to funds for vehicle purchases and have a reliable income.

Amount NZ$2k–NZ$50k
Term 12–84 mo
Decision Fast online approval
Auto 8.95–19.95%

MTF Finance Car Loan

This loan is ideal for NZ residents aged 18 and over who have a regular income and need quick access to vehicle financing.

Amount NZ$2k–NZ$100k
Term 12–84 mo
Decision Same day decision
Personal 13.9–19.9%

BNZ Personal Loan

This loan is best for borrowers seeking amounts from NZ$2,000 to NZ$50,000 with flexible repayment terms.

Amount NZ$2k–NZ$50k
Term 6–60 mo
Auto 12.95%

ASB Car Loan

Best suited for ASB account holders needing a quick loan for a new or used vehicle with flexible terms from 6 to 84 months.

Amount NZ$2k–NZ$50k
Term 6–84 mo
Decision 1-3 business days
Personal 7.99–24.99%

Harmoney Personal Loan

This loan is best for individuals seeking quick access to funds with minimal paperwork, particularly those with good to excellent credit.

Amount NZ$2k–NZ$100k
Term 36–84 mo
Decision Quote in minutes, funding can be as fast as 9 minutes
Auto 9.4–12.15%

AA Money Car Loan

It's ideal for those seeking quick online approval and flexible loan amounts for vehicle purchases.

Amount NZ$5k–NZ$75k
Term 12–60 mo
Decision Quick online application
Personal 12.99–18.99%

Kiwibank Personal Loan

Best suited for borrowers looking for flexible loan amounts and terms, with the added benefit of supporting a New Zealand-owned institution.

Amount NZ$2k–NZ$30k
Term 12–60 mo
Auto 8.55–11.7%

UDC Finance Car Loan

This loan is best for those seeking a straightforward vehicle financing solution with the option to tailor repayment terms to fit their budget.

Amount NZ$5k–NZ$100k
Term 12–60 mo
Decision Apply online or through dealer network
Personal 7.99–13.9%

Westpac Personal Loan

Best for those seeking lower rates for electric vehicle financing, as well as borrowers needing larger sums up to $50,000.

Amount NZ$2k–NZ$50k
Term 6–60 mo
Auto 13.9%

ANZ Car Loan

Ideal for those seeking a reliable lender with no application fees and quick approval times.

Amount NZ$3k–NZ$50k
Term 6–84 mo
Decision Within 5 business days
Personal 11.5–15.5%

SBS Bank Personal Loan

This loan is best for borrowers who are NZ citizens or permanent residents and have a steady income, looking for a manageable loan amount.

Amount NZ$1k–NZ$30k
Term 6–60 mo
Decision 1-3 business days